Budgeting and Spending

Tools

1 ready to use.

First Apartment Budget

Pick a real city, a real starting job and a place to live, then survive twelve months on your own: paychecks under 2026 tax rules, surprise bills, roommates, a credit card and a year-end report card. Class codes give everyone the same year.

Careers and Finance Grades 9-12 Tycoon

Word Wall

6 words in English and Spanish: budget, need, want, fixed expense, variable expense, 50/30/20 rule. Print them as wall cards, mini cards or a student glossary.

Print the words

Lesson plans

One class period each, built around a tool. Print them, change them, share them.

• First Apartment Budget50 minutes · I can build a monthly budget from a real paycheck, weigh needs and wants, and use savings and credit wisely when surprises hit.